Discount Auto Insurance
We have all been there. We hear the word DISCOUNT
and our faces suddenly light up. After all, who isn't interested in
saving money? We hope that the discount will be a "good deal." This
is especially true with discount auto insurance. No one wants to pay
too much for auto insurance. We have all heard the claims and know
that discount auto insurance is out there. Are the deals too good to
While discount auto insurance does exist, watch out! It could be a
case of you getting what you pay for. With competition so fierce in
the discount auto insurance industry, companies will cut their rates
to get your business. In the end, however, it could cost you much
more than any money you saved.
There are a few things to ask before going with a particular
discount auto insurance company. Knowing these things may end up
saving you a ton of money down the road.
The first thing to ask about is discount auto insurance company's
payment terms. Do they take all major credit cards, or do they
accept only cash? Do you have the option to pay them with a check?
Do they charge you extra to break your premium up into monthly
payments? There are some discount auto insurance companies that say
you must pay your premium all at once. Be very leery of these
discount auto insurance companies. There are quite a few of these
discount auto insurance companies that are pure scams. They will
take your money and deny all your claims. Even worse, they will "go
out of business," rendering your discount auto insurance policy
The second thing you can do is to ask questions and READ, very
carefully, the terms of the discount auto insurance policy. What
exactly is covered by the discount auto insurance company and what
will the deductible cost you? If you are in an accident, what will
the discount auto insurance company cover? Will they cover the
hospital bills if you should injure another person? Make sure you
have asked all of these questions before handing them a check or a
credit card. You want to know everything you can about the discount
auto insurance you are getting.
The last thing you can do is to find out more about the discount
auto insurance company themselves. What hours do they keep? Are they
local to your area, or do they maintain offices out of state? Do
they have an operator available 24 hours a day in case you are in an
accident after? Are they available before or after regular business
hours? Get their address and phone number and research them. Are
they registered as a reliable company?
Becoming informed about your discount auto insurance is critical.
The more you know about discount auto insurance, the less likely you
will be to end up paying a higher price in the end.